Industries
Business Software for Indian Startups and SMEs — Affordable, GST-Ready, Cloud
Whether you are a 5-person startup or a 500-person SME, Intelliob gives you the same tools used by larger enterprises — without the enterprise price tag or implementation timeline.
Why startups need proper software early
Compliance doesn't wait until you're ready
- GST compliance is mandatory from registration, not optional
- PF and ESIC apply from the 20th/10th employee — the fine for non-compliance is heavy
- Investors ask for audited financial statements, which require proper accounting from day one
- Scaling from 10 to 100 people is chaotic without payroll and HR software already in place
- Manual expense tracking fails when the team is remote or distributed
Starting at ₹299/user/month
Enterprise tools at SME prices
MoneyFacts starts at less than ₹100 per day for billing, inventory and GSTR filing. PayCare and Accord eHR add payroll and HR. You get the tools a 500-crore company uses — on a startup budget — with no minimum commitment and no consultant needed to set up.
Full Suite
Everything your SME needs — one vendor, five products
Each product solves a specific problem. Together, they cover every business function.
| Need | Solution | Product |
|---|---|---|
| GST billing and accounting | Real-time cloud ERP | MoneyFacts (from ₹299/user/mo) |
| Payroll and PF/ESIC compliance | 9-step guided payroll | PayCare |
| HR and employee management | HRMS and self-service portal | Accord eHR |
| Attendance and time tracking | Biometric and mobile check-in | TimeMate |
| AI expense management | Receipt capture and reimbursements | BillGini |
Why Intelliob for SMEs
Built for how Indian small businesses actually operate
Cloud-first, compliance-first and priced for growth — not enterprise budgets.
Start small, scale up
Every plan works for 1 user and scales to unlimited. No per-seat minimums. Grow without switching platforms.
GST-ready from day one
MoneyFacts is GST-compliant out of the box. Start billing legally from registration with correct HSN codes and GSTR filing.
No IT team needed
Cloud SaaS, nothing to install. Start in 30 minutes. Updates and compliance changes happen automatically.
Indian-first compliance
PF, ESIC, TDS, PT, Form 16 — built for Indian laws from the ground up, not adapted from global tools.
All Products
The complete Intelliob suite for SMEs
Start with one, add more as you grow.
MoneyFacts ERP
Cloud accounting, GST billing, inventory and GSTR filing. From ₹299/user/month.
PayCare
9-step guided payroll with PF, ESIC, TDS and Form 16 for growing teams.
Accord eHR
HRMS with employee self-service, leave management and onboarding.
TimeMate
Biometric and mobile attendance for office, field and factory staff.
BillGini
AI expense management with receipt capture and approval workflows.
FAQ
SME business software questions answered
GST thresholds, PF triggers, implementation timelines and pricing explained.
From the first billing transaction. Even if you are not GST-registered yet, proper bookkeeping from day one makes audit preparation, investor due diligence and GST registration straightforward. MoneyFacts has a free 15-day trial so you can start without commitment.
Get Started
Start with GST billing today — add payroll and HR as you grow
Free 15-day trial. No credit card. No consultant. Live in under 2 hours.