MoneyFacts vs Zoho Books: ERP Depth at the Same Price Point
Zoho Books is a solid cloud accounting tool. MoneyFacts adds manufacturing, deeper inventory, e-Way Bill and full ERP capabilities — at a comparable price for Indian SMEs.
Best for
MoneyFacts
Manufacturers, traders with complex inventory, businesses needing e-Way Bill automation, full ERP
Best for
Zoho Books
Service businesses needing only accounting and billing, Zoho ecosystem users
Bottom line
ERP depth wins for product businesses
Zoho Books excels at accounting for service businesses. MoneyFacts wins on ERP depth for manufacturers and traders.
Feature-by-feature comparison
MoneyFacts vs Zoho Books for Indian businesses.
| Feature | MoneyFacts | Zoho Books |
|---|---|---|
| Manufacturing / BOM | Yes — full BOM, production orders, WIP | Not available in Zoho Books |
| e-Way Bill | Directly from sales invoice, one click | Manual or via Zoho Inventory add-on |
| Multi-location inventory | Yes — godown-wise tracking | Available in Zoho Inventory (separate app) |
| e-Invoice (IRN) | Built-in, auto-generation | Yes — built-in |
| GST compliance | Full GSTR-1, GSTR-3B, GSTR-9 | Full GSTR-1, GSTR-3B |
| Bank reconciliation | Auto-reconciliation | Auto-reconciliation + bank feeds |
| Multi-currency | Yes | Yes |
| Project billing | Basic | Full project tracking + time billing |
| Third-party integrations | Intelliob suite + select others | Zoho ecosystem + 50+ integrations |
| Starting price | ₹299/user/month | ₹749/month (3 users) |
| Free trial | 15 days | 14 days |
Where MoneyFacts wins
- Manufacturing BOM and production orders — Zoho Books has no equivalent
- e-Way Bill generation directly from invoice — Zoho needs Zoho Inventory (separate add-on)
- Multi-location inventory in the same product — no separate app needed
- Starts at ₹299/user/month — more affordable for growing teams
Where Zoho Books is strong
- Better project time billing — ideal for service businesses billing by the hour
- Richer integration ecosystem (50+ third-party apps)
- Bank feed integration for automatic statement import in more banks
Pricing comparison
Transparent pricing matters. Here is how they stack up.
MoneyFacts
/user/month (billing), ₹1,499 for full ERP
- 15-day free trial
- Manufacturing BOM included in ERP plan
- e-Way Bill from invoice, no add-on
Zoho Books
/month (3 users)
- ₹1,499/month for 5 users
- e-Way Bill needs Zoho Inventory separately
- No manufacturing module
Frequently asked questions
Common questions about MoneyFacts vs Zoho Books.
Yes. MoneyFacts includes manufacturing features (Bill of Materials, production orders, WIP tracking) that Zoho Books does not have. If you manufacture goods, MoneyFacts is the more complete solution.
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Need ERP beyond accounting?
If you manufacture, trade or need e-Way Bill without a separate app — try MoneyFacts free for 15 days.