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Take-Home Salary Calculator
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Turn a CTC into estimated take-home pay — basic, HRA, PF, professional tax, and TDS deductions resolved into net salary. Free, instant, India-ready.
Rebate Sec 87A: In the default FY 25-26 New Regime, if taxable income after standard deduction is ₹12 Lakhs or less, tax is 100% exempt. Standard deduction is ₹75,000. Employee PF is not tax-deductible in the New Regime.
Salary Breakout (Monthly)
Gross Monthly Salary₹98,200
Employee PF Contribution-₹1,800
Professional Tax (PT)-₹200
Income Tax (TDS)-₹0
Estimated Monthly In-Hand Salary
₹0
Calculated using the statutory rules for FY 2025-26.
Frequently asked questions
- What does the take-home calculator account for?
- It estimates net pay from CTC after PF, professional tax, and TDS, based on a standard salary structure you can adjust.