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EPF / PF Calculator
Free tool · No signup
Estimate your Employees’ Provident Fund balance over time from basic salary, employee and employer contributions, and the current interest rate. Free and instant.
Statutory Limit: ₹15,000
Current: 8.25% (FY 2024-25)
8.25%
Employer pension contribution (EPS) is legally capped at a maximum salary base of ₹15,000 per month (equal to ₹1,250). The remainder of the employer's 12% contribution goes to your EPF account.
Monthly Contributions
Employee EPF (12%)₹1,800.00
Employer EPF (3.67% / Diff)₹550.50
Employer EPS Pension (8.33%)₹1,249.50
Total Monthly PF Savings₹2,350.50
Accumulated EPF Corpus Projection
1 Year₹29,499
5 Years₹1,75,033
10 Years₹4,39,062
20 Years₹14,38,125
Monthly EPF Contribution (EPF Only)
₹0
Projections compound interest monthly on Employee + Employer EPF shares.
Frequently asked questions
- What contribution rate does the PF calculator use?
- It uses the standard 12% employee and 12% employer split on basic + DA, with the employer share apportioned to EPF and EPS, plus the prevailing EPF interest rate.